Mortgages

Trump Tariffs Trigger Trade War Then Tank Markets?

By |2025-04-02T11:45:14+13:00March 14th, 2025|Interest Rates, Investing, Mortgages, News, Tomorrow's U|

Should you buy the dip, or sell the rip? By the time it takes for you and I to respond, chances are, the markets have already changed - hence why it’s so challenging to invest in the short term based purely on news cycles. So in this one, is Trump responsible for market corrections? Is

Will Property Prices Find Their Floor in 2025?

By |2025-01-27T18:14:55+13:00January 27th, 2025|Finance, Interest Rates, Investing, Investment Property, Mortgages, News, Tomorrow's U|

As we stand at the threshold of 2025, the New Zealand property market finds itself at a critical juncture. After weathering a significant storm that saw values plummet by 15-20% from their peak just three years ago, many are wondering: Will the housing market finally find its floor? The property market has been buffeted by

Creating Wealth Through Property: The Buy, Hold, Sell Strategy

By |2024-12-03T12:39:28+13:00December 1st, 2024|Finance, Interest Rates, Investing, Investment Property, Kids, Mortgages, Retirement, Tomorrow's U|

Success with property requires just 3 moves: Buy, Hold, and Sell.  To help with these three moves, we need to study cause and effect within the economy. In other words, the more you can predict what influences inflation, the more you can understand the direction of interest rates, and therefore where property prices may be

Big Changes / Big Milestones / Big 2025!

By |2025-02-13T09:41:53+13:00November 28th, 2024|Bitcoin, Finance, Insurance, Interest Rates, Investing, Investment Property, Kids, Kiwisaver, Market Place Review, Mortgages, Myths busted!, News, Retirement, Tomorrow's U|

I've been providing financial advice, in some form or another for over 21 years now, and I'm just warming up! Rudolf Steiner was an influential Austrian philosopher, social reformer, and esotericist who lived from 1861 to 1925. He developed a theory of human development based on seven-year cycles, which he believed were linked to astrological

What Happens When Rates Stop Falling?

By |2024-11-25T16:44:07+13:00November 24th, 2024|Finance, Interest Rates, Investment Property, Mortgages, News, Tomorrow's U|

It’s not difficult these days to research questions around how things work. I recently taught myself how to use diesel fuel mixed with used motor oil to create a great stain for my deck. All by watching a few YouTube videos. It looks great. My wife hates the ‘truck stop’ smell, but there's something satisfying

When it’s down, it’s time to buy up!

By |2024-11-10T21:07:01+13:00November 10th, 2024|Finance, Interest Rates, Investing, Investment Property, Kids, Mortgages, Myths busted!, Tomorrow's U|

Good news: If you’re looking to buy your first home, or take another step, there are easy times to break in, and we may be in one of them now. Housing downturns, recessions, or economic uncertainty, present ways to climb up the property ladder. The only issue is, not many people take advantage of it.

How Long Should I Fix For?

By |2024-10-28T17:05:54+13:00October 28th, 2024|Finance, Interest Rates, Investing, Mortgages, News, Retirement, Tomorrow's U|

"I don't care about climate change -  and I don’t care about Trump, free speech, alien disclosure, or even World War 3. The world may be going mad, but unless it impacts my family or my mortgage payments, I just don’t have time for it.’ I can understand this, especially for those doing it tough.

Leveraging Riches From Rags

By |2024-10-28T17:24:18+13:00October 28th, 2024|Finance, Interest Rates, Investment Property, Mortgages, News, Retirement, Tomorrow's U|

When you come from nothing, the only way to catch up is to work harder than everyone else and use leverage. If you can use other people’s money, with permission of course, and make correct assumptions about the future, you might build more with less. But with current global events, it’s crucial to test your

CBDCs: With Great Power [To Control The Money], Comes Great Responsibility.

By |2024-10-21T14:26:50+13:00October 20th, 2024|Finance, Investing, Investment Property, Mortgages, Myths busted!, Retirement, Tomorrow's U|

Our money-system works, because we trust our financial institutions. Central Bank Digital Currencies (CBDCs) are a digital transformation of the money we use today. It'll usher in the tokenisation of almost any 'real world asset' and then eventually, allow for a more digital financial system.  Using this type of money may increase our reliance on

The Truth Behind Property, Inflation, Debt, and Money

By |2024-10-06T21:55:51+13:00October 6th, 2024|Bitcoin, Finance, Investing, Mortgages, Myths busted!, News, Retirement, Tomorrow's U|

Curiosity May Cost You a Finger, But Ignorance Can Make You Poor Fixating on your footsteps as you behold the wonder of being able to walk up and down stairs, can cause you to trip. Second guessing what you instinctively know to be true can destroy even deeply held confidence. On the other hand, falling

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