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It Was Never A Housing Crisis…
I had no idea what I was doing the first time I bought Bitcoin. I mean that genuinely. I bought it, hoped the price would go up, and called it a strategy. That was it. That was the whole thesis. When someone asked me what the use case was, I had nothing. I changed the subject, and I probably mentioned property. Here’s what I know now that I didn’t know
Boomers About To Go Bust?
Baby boomers are roughly 20% of the population in Australia and New Zealand, and they own more than half of private wealth. In New Zealand, half of household wealth sits in property, built through the buy, borrow, die strategy. A strategy dependent on banks’ willingness to lend against an asset they helped inflate. Then 2021 hit. The CCCFA arrived, designed by politicians to throttle lending supply by forcing banks to
What’s your plan when AI comes for your job?
Most of us are still living inside the same three dimensions we were born into: time, space, and matter. We earn dollars that lose value, we buy houses that (mostly) go up because more dollars keep chasing them, and we hope the next pay rise outruns the grocery bill. It’s the same game our parents played, just with bigger mortgages and worse traffic. But something bigger is coming. And if
Higher Oil Prices Could Actually Cut Your Mortgage Rate
I was pretty smug in 2008. Back in 2007, when oil hit $90 USD a barrel, I'd already traded in the gas guzzler for a small diesel and I made a plan to fill up six gigantic fuel tanks. When crude hit $147 in mid-2008, I was a freakin' genius! By 2009, oil was back at $40/barrel. You can't win 'em all. Fast forward to the pandemic. Convinced we'd see