Myths busted!

The Importance of Becoming Your Own Bank

By |2024-12-10T21:04:28+13:00November 11th, 2024|Bitcoin, Finance, Investing, Myths busted!, Retirement, Tomorrow's U|

Bitcoin is a form of digital money, which is similar to gold in many ways. One of the most important attributes of Bitcoin is that it affords the holder of it, the ability to become the bank (in a way). There are many benefits to owning Bitcoin, and it’s more than just ‘number go up’.

When it’s down, it’s time to buy up!

By |2024-11-10T21:07:01+13:00November 10th, 2024|Finance, Interest Rates, Investing, Investment Property, Kids, Mortgages, Myths busted!, Tomorrow's U|

Good news: If you’re looking to buy your first home, or take another step, there are easy times to break in, and we may be in one of them now. Housing downturns, recessions, or economic uncertainty, present ways to climb up the property ladder. The only issue is, not many people take advantage of it.

CBDCs: With Great Power [To Control The Money], Comes Great Responsibility.

By |2024-10-21T14:26:50+13:00October 20th, 2024|Finance, Investing, Investment Property, Mortgages, Myths busted!, Retirement, Tomorrow's U|

Our money-system works, because we trust our financial institutions. Central Bank Digital Currencies (CBDCs) are a digital transformation of the money we use today. It'll usher in the tokenisation of almost any 'real world asset' and then eventually, allow for a more digital financial system.  Using this type of money may increase our reliance on

Will CBDC’s Affect Your Retirement?

By |2024-10-14T13:14:50+13:00October 13th, 2024|Finance, Investing, Kids, Myths busted!, News, Retirement, Tomorrow's U|

Could Central Bank Digital Currencies (aka programmable money), make you poor? A sensationalist and alarming claim would be that the Bank of International Settlements (B.I.S), through a 'unified ledger', is attempting to coordinate, through Central Banks, a plan of world domination. To really turn it up a notch, you could suggest it's the next step

The Truth Behind Property, Inflation, Debt, and Money

By |2024-10-06T21:55:51+13:00October 6th, 2024|Bitcoin, Finance, Investing, Mortgages, Myths busted!, News, Retirement, Tomorrow's U|

Curiosity May Cost You a Finger, But Ignorance Can Make You Poor Fixating on your footsteps as you behold the wonder of being able to walk up and down stairs, can cause you to trip. Second guessing what you instinctively know to be true can destroy even deeply held confidence. On the other hand, falling

The Property Boom Was Interrupted?

By |2024-09-29T22:41:40+13:00September 29th, 2024|Finance, Interest Rates, Investment Property, Mortgages, Myths busted!, Tomorrow's U|

Twice a year, we adjust our clocks. Once a day, the earth spins around, and in a year, we all complete a circuit around the sun. Our own lifecycle, from conception until death, in roughly 15-20 year increments, cycles between one focus, to another: From 'Me' (single) to 'Us' (finding a partner) to 'They' (having

The Value of Financial Advice – An Inside Story.

By |2024-09-15T22:50:33+13:00September 15th, 2024|Interest Rates, Investing, Kids, Kiwisaver, Myths busted!, News, Retirement, Tomorrow's U|

I had a prospective client ask me when she would see a return from the cost of my financial advice. It was a brilliant question, and it caused me to think deeply about not only the value I offer, but the relationship between price and value. Sometimes value can't be measured within a specific timeframe,

The Dangers of a ‘Just Because’ Investment Strategy

By |2024-09-08T21:25:50+13:00September 8th, 2024|Finance, Interest Rates, Investing, Investment Property, Kiwisaver, Myths busted!, News, Retirement, Tomorrow's U|

Time freedom is to have complete control over one’s time. Imagine this for yourself: If you genuinely had all your cares taken care of, not just in your life but for all around you, what would you do with your time? Imagine not having to go to work and having all the resources you needed

Introducing…The Sounding Board Sessions

By |2024-09-05T12:47:08+13:00September 5th, 2024|Investing, Investment Property, Kids, Kiwisaver, Myths busted!, Retirement, Tomorrow's U|

Introducing Sounding Board Sessions: The bit you've been missing all along! Have you been wading through the infinite choices you have as a self-directed investor or homebuyer? Are you looking for a qualified third party not to tell you want to do, but to help chart your own course? Look no further! We're thrilled to

Prison Break: Retirement Edition

By |2024-09-02T15:12:15+13:00August 31st, 2024|Investing, Investment Property, Mortgages, Myths busted!, Retirement, Tomorrow's U|

Here's a Netflix-pilot episode that never came to be. Imagine the scene of a retired person living alone in government-funded housing, aka the 'council flats'. It's where people who can't afford much go when they're old. Like the 30-square metre dwelling with poor ventilation I can still remember from almost 30 years ago. The inside

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